
As I sit here waiting for the new year to arrive, I can't help to look back on 2012 and be glad. That it's almost over. I won't lie, 2012 has been a tough one financially and emotionally. When my husband lost his job last February, we were in shock. It was unexpected, unwarranted and left us unprepared. What we thought was going to be our savings to purchase a new home turned out to be the money we lived on for the next seven months. We made some decisions that left our family and … [Read more...]